Do not act as if you had ten thousand years to throw away. Death stands at your elbow. Be good for something while you live and it is in your power. –Marcus Aurelius, Meditations

Building a successful business likely took you years of deliberate planning. From your initial business plan to now, you’ve built something worth protecting and worthy of pride. When many owners reach the peak of their business success, they wonder where they go from there. Whether you’re approaching, at, or getting farther away from the peak of your success, the answer is likely the same: The next step is planning for the future of your business and your ownership.

The tricky part is making time to do the planning. It may seem like you have years and years to begin planning for future success, but that isn’t always true. Though it may seem impossible to think through all the important considerations that are involved in your ultimate and inevitable separation from your business, doing so is also an opportunity to take as much control over the future as possible.

We believe that the most effective way to position yourself for future success is to begin a three-step process. Each of these steps can help you answer questions about your current ownership, how you picture the rest of your life, and how your decisions can affect people and things you care about.

Determine How Much Money You Need to Become Financially Secure

Do you know how much money you spend each year? How many different perks do you take as the owner of a successful business? How much money would you need—for yourself and anyone who relies on you—to never have to work another day in your life? These are just a few questions you should ask yourself.

If you cannot answer these questions with confidence, it’s difficult to know how much money you need to be financially secure. Financial security is important because it can give you the freedom to do exactly what you want with your future. Whether that means selling your business and retiring; transferring ownership to someone inside the business, like a child or employee; or working through your last breath, working toward financial security gives you and the people who depend on you a cushion if something unexpected were to happen, and confidence if you want or need to separate from the business.

Of course, if everything goes as planned, you can achieve financial security and all the freedoms that go along with it. So, knowing how much you need to be financially secure can be a big win-win situation.

Decide What You Must Do to Reach Your Financial Security Goal

Once you’ve figured out what you need for financial security, you should consider how you’ll get it. Ask yourself whether there’s anything you can do within the business to improve cash flow and profit. Find out whether you’re investing non-business assets in ways that will help you reach your financial security goal. Figure out how you can use the strength of your business—which is likely your largest asset—to pursue financial security.

Determine What’s Important to You

Financial security might be the most important aspect of planning for future success, but it isn’t the only thing. Many business owners focus so much on their financial goals that they forget to think about more intangible goals. For example, if you could guarantee yourself financial security by selling your company to someone who has told you that he will lay off everyone in your company, would you do it? If you wanted to transfer your ownership to a key employee who is exceptionally talented but treats his co-workers poorly, would you do it?

These intangible, or values-based, goals play an important role in your planning for future success. Business owners can easily disregard these goals and come to regret it in the later stages of their planning. Values-based goals matter, and they can affect how you pursue your overall financial goals. That’s why it’s important to consider them early in your planning process.

Making these determinations and decisions isn’t something you must do alone. If you’d like to talk about using a process to plan for your future success, please contact us today.

The information contained in this article is general in nature and is not legal, tax or financial advice. For information regarding your particular situation, contact an attorney or a tax or financial advisor. The information in this newsletter is provided with the understanding that it does not render legal, accounting, tax or financial advice. In specific cases, clients should consult their legal, accounting, tax or financial advisor. This article is not intended to give advice or to represent our firm as being qualified to give advice in all areas of professional services. Exit Planning is a discipline that typically requires the collaboration of multiple professional advisors. To the extent that our firm does not have the expertise required on a particular matter, we will always work closely with you to help you gain access to the resources and professional advice that you need.

This is an opt-in newsletter published by Business Enterprise Institute, Inc., and presented to you by our firm.  We appreciate your interest.

Any examples provided are hypothetical and for illustrative purposes only. Examples include fictitious names and do not represent any particular person or entity.

16 Replies to “A Planning Process for Future Success”

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    1.) Fast, easy, precisionly
    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2captcha.com, anti-captchas.com (antigate), RuCaptcha, DeathByCaptcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
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    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
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  3. XEvil 5.0 automatically solve most kind of captchas,
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    1.) Fast, easy, precisionly
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    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2Captcha, anti-captchas.com (antigate), RuCaptcha, death-by-captcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
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    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
    – (its not work for hCaptcha!)

    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

    http://xrumersale.site/

  4. XEvil 6.0 automatically solve most kind of captchas,
    Including such type of captchas: ReCaptcha v.2, ReCaptcha-3, Hotmail, Google, SolveMedia, BitcoinFaucet, Steam, +12000
    + hCaptcha supported in new XEvil 6.0!

    1.) Fast, easy, precisionly
    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2Captcha, anti-captchas.com (antigate), rucaptcha.com, death-by-captcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
    So, XEvil is compatible with hundreds of applications for SEO/SMM/password recovery/parsing/posting/clicking/cryptocurrency/etc.

    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
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    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

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    Including such type of captchas: ReCaptcha-2, ReCaptcha v.3, Hotmail, Google captcha, Solve Media, BitcoinFaucet, Steam, +12000
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    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2Captcha, anti-captcha (antigate), RuCaptcha, death-by-captcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
    So, XEvil is compatible with hundreds of applications for SEO/SMM/password recovery/parsing/posting/clicking/cryptocurrency/etc.

    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
    – (its not work for hCaptcha!)

    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

    http://xrumersale.site/

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    Including such type of captchas: ReCaptcha-2, ReCaptcha v.3, Hotmail (Microsoft), Google captcha, SolveMedia, BitcoinFaucet, Steam, +12k
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    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2captcha.com, anti-captcha (antigate), RuCaptcha, death-by-captcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
    So, XEvil is compatible with hundreds of applications for SEO/SMM/password recovery/parsing/posting/clicking/cryptocurrency/etc.

    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
    – (its not work for hCaptcha!)

    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

    http://XEvil.Net/

  7. XEvil 6.0 automatically solve most kind of captchas,
    Including such type of captchas: ReCaptcha v.2, ReCaptcha-3, Hotmail (Microsoft), Google captcha, Solve Media, BitcoinFaucet, Steam, +12000
    + hCaptcha supported in new XEvil 6.0!

    1.) Fast, easy, precisionly
    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2captcha.com, anti-captchas.com (antigate), RuCaptcha, death-by-captcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
    So, XEvil is compatible with hundreds of applications for SEO/SMM/password recovery/parsing/posting/clicking/cryptocurrency/etc.

    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
    – (its not work for hCaptcha!)

    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

    http://xrumersale.site/

  8. XEvil 5.0 automatically solve most kind of captchas,
    Including such type of captchas: ReCaptcha v.2, ReCaptcha v.3, Hotmail (Microsoft), Google captcha, Solve Media, BitcoinFaucet, Steam, +12k
    + hCaptcha supported in new XEvil 6.0!

    1.) Fast, easy, precisionly
    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2captcha.com, anti-captchas.com (antigate), RuCaptcha, DeathByCaptcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
    So, XEvil is compatible with hundreds of applications for SEO/SMM/password recovery/parsing/posting/clicking/cryptocurrency/etc.

    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
    – (its not work for hCaptcha!)

    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

    http://xrumersale.site/

  9. XEvil 6.0 automatically solve most kind of captchas,
    Including such type of captchas: ReCaptcha v.2, ReCaptcha v.3, Hotmail, Google, SolveMedia, BitcoinFaucet, Steam, +12000
    + hCaptcha supported in new XEvil 6.0!

    1.) Fast, easy, precisionly
    XEvil is the fastest captcha killer in the world. Its has no solving limits, no threads number limits
    you can solve even 1.000.000.000 captchas per day and it will cost 0 (ZERO) USD! Just buy license for 59 USD and all!

    2.) Several APIs support
    XEvil supports more than 6 different, worldwide known API: 2Captcha, anti-captcha (antigate), rucaptcha.com, death-by-captcha, etc.
    just send your captcha via HTTP request, as you can send into any of that service – and XEvil will solve your captcha!
    So, XEvil is compatible with hundreds of applications for SEO/SMM/password recovery/parsing/posting/clicking/cryptocurrency/etc.

    3.) Useful support and manuals
    After purchase, you got access to a private tech.support forum, Wiki, Skype/Telegram online support
    Developers will train XEvil to your type of captcha for FREE and very fast – just send them examples

    4.) How to get free trial use of XEvil full version?
    – Try to search in Google “Home of XEvil”
    – you will find IPs with opened port 80 of XEvil users (click on any IP to ensure)
    – try to send your captcha via 2captcha API ino one of that IPs
    – if you got BAD KEY error, just tru another IP
    – enjoy! 🙂
    – (its not work for hCaptcha!)

    WARNING: Free XEvil DEMO does NOT support ReCaptcha, hCaptcha and most other types of captcha!

    http://xrumersale.site/

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